Investing in service development

Aircash already offers users physical Mastercard cards linked to the Aircash wallet, and is now complementing them with virtual cards. Unlike a physical card, a virtual card is issued directly in the app and is ready to use immediately, with no waiting for delivery. It can be used for online shopping as well as for contactless mobile payments in physical stores, allowing users to spend the money in their Aircash account on everyday purchases even more easily.

The development of new services is based on listening to users' needs and habits, said Branimir Petrušić, Head of Product at Aircash. “We continuously invest in the development of Aircash and expand our offering so that we can meet users' diverse financial needs on a single platform. Alongside everyday payments, we are also continuously developing new services, such as investing. Virtual cards are part of this growth strategy, through which we are increasing the value of the app for existing users and creating room to attract new ones,” Petrušić said.

Better organisation of expenses

The new service also brings greater security when shopping online, as payments are made through the Aircash account without exposing bank card details. By connecting it to Google or Apple Wallet, the virtual card can also be used for contactless mobile payments in physical stores.

Users can have up to five Aircash Mastercard virtual cards per account and assign them to different spending categories. For example, they can keep a card for monthly subscriptions separate from one used for occasional online purchases. This kind of organisation makes it easier to keep track of recurring commitments and other expenses, and helps with personal budget planning. Users decide for themselves how to allocate their payments, in line with their own needs.

How to activate a virtual card? Activating an Aircash Mastercard virtual card is quick and simple, and takes place entirely within the Aircash app. The card is ready to use immediately after activation, and its details are available in the app whenever the user needs them.