The first Croatian fintech company conquered the market with its own digital wallet and, in a very short time, Aircash achieved tremendous growth. Today, more than 50 million kuna in transactions are processed through the app!

Aircash is the most downloaded financial application on the App and Google Store, with over 100,000 users. This puts the company ahead of many Croatian banking apps. As the first Croatian fintech company, Aircash conquered the market with its own digital wallet and, in a very short time, achieved impressive growth. Today, the app processes over 50 million kuna in transactions, and Aircash is a licensed electronic money institution with a license from the Croatian National Bank, valid in all EU countries.

Why are they #1? – Everything with just one click

Aircash is a very simple, intuitive, functional, and user-friendly app where all services can be completed with just one click, which is its main advantage.

Cash can be withdrawn from all PBZ ATMs directly from the Aircash digital wallet. For the first time in our market, you don’t need any bank card to withdraw cash from an ATM—just a smartphone and the mobile app, and you don’t even need to be a client of that bank. You simply select the ‘ATM’ option and the amount you want to withdraw, and the app generates a six-digit code to enter at any PBZ ATM. The bottom right button next to the ATM screen offers the Aircash payout option and a field for entering the code. Once the code from the app is entered, the ATM dispenses cash. – Until now, we haven’t had such innovation on the Croatian market, even though there are many mobile payment apps, both from banks and private fintechs – said Hrvoje Ćosić, co-founder and Management Board member of Aircash.

Research has shown that banking apps are mostly used three times a month, around paydays—on the 1st, 10th, and 15th—mainly for bill payments. What Aircash offers is a digital wallet you can use every day thanks to real-time money sending and receiving, as well as cash withdrawals at retail locations and ATMs.

Constantly introducing new services – Pay bills with a delay

Aircash’s functionality, such as instant money transfers from abroad and within Croatia with just one click, has delighted many users. The app recently introduced another great feature: paying bills on credit. The idea is that Aircash immediately executes payment orders, so before paying a bill, you top up your Aircash wallet with a credit card, pay instantly with Aircash, and the actual charge is settled a month later when your credit card bill arrives. The fee is the same as at kiosks and other retail locations, and you avoid tedious queues.

Recently, we developed a service for paying bills by scanning the barcode. All users need to do in the Aircash app is scan the code from the bill and pay. Soon, we’ll introduce other payments by code scanning under the name Aircash Pay, announced Branimir Petrušić, Head of Development at Aircash.

Published on: vecernji.hr