Once paid, the usage fee is valid until the end of the calendar month.

EUR 3 per month
You only pay it once your cash deposits for the month exceed EUR 100. Cash deposits totalling up to EUR 100 are free of charge.

EUR 3 + 3 per month
If you hold assets on the investment platform, you pay the monthly usage fee with your first deposit in the calendar month, regardless of the deposit method or amount.

What's new in Aircash
From October 1st, you can use virtual cards completely free of charge. If you want more, the extended investment platform is also available to you with the usage fee.

Your choice: Aircash with no fee for everyday needs, or with a fee for extra features.

All existing Aircash services remain free of charge, just as before.

Without a usage fee, you can still:

• pay online and in stores

• deposit and withdraw money from partners' online accounts

• use up to 5 physical Aircash Mastercard cards that you can link to Google or Apple Wallet

• pay for ENC, parking, and bus, train, and ferry tickets - directly from the app

• pay bills via the Scan and pay option - previously free during a promotional period, now permanently free

• use all the other everyday services you already use in the Aircash app

You can still deposit to your Aircash account by card, from a bank account, or via Apple or Google Pay - without limit and without a usage fee.

• NEW: up to 5 virtual Aircash Mastercard cards for safer online shopping

Virtual cards are especially useful for online shopping because you don't have to use the same card everywhere. For different merchants or subscriptions, you can use separate virtual cards, making it easier to control where your data and spending go.

The only change for users without a usage fee concerns cash deposits: without a usage fee, you'll be able to top up your Aircash account with cash up to EUR 100 per month. For cash deposits above that amount, a usage fee of EUR 3 will be charged, exclusively for that month.

In short, if you deposit less than EUR 100 in cash per month, or don't use cash to top up at all, for you nothing changes

For EUR 3 per month you get additional features designed for users who want more flexibility and extra benefits within Aircash.

This includes:

• everything you've used so far

• cash deposits above EUR 100 per month

How it's charged:
If you use any of the additional services, the usage fee is charged when you make your first deposit to your Aircash account in a calendar month, and it applies until the end of that month. In other words, if you use the additional Aircash benefits, the usage fee will only be charged when you deposit funds to your Aircash account (regardless of the deposit method - card, cash, bank transfer, Apple/Google Pay, Abon, partner account, or the investment platform). If you don't make any deposit in a given month, the usage fee will not be charged even if you use other Aircash services.

Don't worry - every time your first deposit through the app in a month triggers the usage fee, we'll remind you so you can decide whether to keep using the additional features with the usage fee or switch back to free usage.

In addition to the services already mentioned with the EUR 3 per month usage fee, for an additional EUR 3 per month, you will be able to use the investment platform directly from the Aircash app. Until October 1st, you can try investing in cryptocurrency for free. Starting October 1st, the investment platform will be expanded.

This means that for EUR 3 + 3 per month, alongside cash deposits above EUR 100 per month, you will be able to:

• invest in cryptocurrency

• invest in gold and other metals

• SOON: invest in all other types of assets that Aircash adds to the investment platform (stocks, ETFs, ...)

After October 1st, the investment platform is charged the same way as the other additional features - the charge is triggered by the first deposit to your Aircash account in a month, and before each deposit through the app, we'll remind you so you can decide whether to continue using it.

Important: If you've already tried the investment platform and don't want to keep investing, make sure to sell all your assets from the portfolio before October 1st so the usage fee isn't charged to you. Also, at any point in the future you'll be able to "exit" the investment platform by selling your portfolio, in which case the additional EUR 3 usage fee will no longer be charged.

The usage fee is charged on the first deposit to your Aircash account in a month. If you make no deposits to your Aircash account that month, the usage fee is not charged.

Important: if you have a portfolio on the investment platform, or use the listed services, any deposit that month will trigger the usage fee, even if you haven't invested on the platform that month.

We're here for any question you haven't found an answer to here - by phone at 003858002266 or by email at [email protected].

We want to introduce things that genuinely make your everyday life easier, while also clearly explaining how they work and what they cost. Our goal remains the same: to build a fintech app that's useful, simple, and worth using every day.

Thank you for trusting us.

Your Aircash team